About Us
A conscious organization enabling efficiency, trust & value in the health ecosystem.
We are building out the future of Health Insurance across the world.

Our technology products automate health insurance claims processing and bring the power of AI and large-scale automated data analysis to insurers. The product stack itself uses Advanced Medical Natural Language Processing (NLP) algorithms, Supervised Learning Models, AI, and Large Language Models. The products we have built are used not only by our own company but the entire industry. We have made Key product components open source. These components, for instance, the Policy Markup Language, and HCX standards definitions, are being used by ...
Young, Hungry and Conscious organization with a Tech DNA and strong team of 70+
Processing approximately 10 million claims worth $2 Billion. value annually
Partnered with some of the largest health insurers in the world
12-15% Savings on claim payouts
Our Story
Our Journey from Vision to Reality
Founded in 2019, Vitraya emerged with a profound vision: to bring trust and transparency to the healthcare sector. The need for such a transformation became starkly evident during the pandemic when we witnessed firsthand the struggles of individuals unable to claim the bodies of their loved ones due to delayed insurance claim processing. These heartbreaking scenarios fueled our determination to revolutionize the insurance claims process, ensuring that patients and their families no longer endure such unnecessary hardships.

At Vitraya, our mission is to streamline and simplify the complex processes within the healthcare industry, starting with insurance claims. We believe that by removing friction and enhancing efficiency in this critical area, we can profoundly impact the lives of millions. Our goal is to completely transform the Indian healthcare ecosystem by 2030, making it more responsive, trustworthy, and patient-centric.
Over the years, we have developed and released several industry standards to drive this transformation. One of our key contributions is the Policy Markup Language (PML), an open-source standard we created for writing digital policies that can be utilized in real-time. This innovation has set a new benchmark in the industry, facilitating smoother and more transparent policy management.

Additionally, we are proud to have designed the architecture of the Health Claim Exchange, a revolutionary concept that will impact how India’s healthcare system operates. This robust system has significantly improved the efficiency and reliability of health claim processing on a national scale.

At Vitraya, we are not just building a company; we are pioneering a movement to redefine the healthcare landscape. Our journey is driven by a commitment to innovation, compassion, and unwavering dedication to making healthcare better for everyone.
Our Values
Pillars of Trust Vitraya 's Fundamental Values
Accountable
Accountability means being responsible and answerable for actions and decisions. It involves transparency, accepting consequences, and includes defining goals, regular communication, owning mistakes, following through on commitments, and seeking feedback for improvement.
Compassion
Compassion involves feeling sympathy, understanding others’ situations, and offering support. Key actions include active listening, showing empathy, offering assistance, practicing kindness, avoiding judgment, and expressing gratitude and appreciation.
Excellence
Excellence involves achieving outstanding quality and performance through continuous improvement. It includes identifying opportunities for improvement, brainstorming solutions, planning and implementing those solutions, gathering feedback, and continuously evaluating and refining processes for optimal results.
Innovation
Innovation involves creating and implementing new ideas, products, or processes for positive change and improvement. It includes identifying problems, brainstorming solutions, planning implementation, executing the plan, gathering feedback, and continuously evaluating and improving the solution for scalability.
Joyful
Joyful refers to experiencing happiness or pleasure, even in chaos. A joyful person smiles and laughs often, engages in activities that bring happiness, spends time with loved ones, practices gratitude, uses positive self-talk, and spreads positivity and kindness through small acts of generosity.
Trust
Trust is the belief in the reliability, integrity, or honesty of a person, organization, or system. It fosters cooperation and collaboration. Demonstrating trust involves being honest and transparent, keeping promises, respecting confidentiality, showing empathy, holding oneself accountable, avoiding gossip, acknowledging others’ contributions, taking responsibility for personal growth, building strong relationships, and acting with integrity.
Our Teams
Crafting Dreams into Reality
Join our dynamic team and be part of an innovative journey! Together, we are transforming healthcare, fostering growth, and making a real impact. Let’s create a brighter future, one idea at a time.
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Mrinal Sinha

Co-Founder & CEO
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Ankur Shrivastava

Co-Founder & CTO
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Avdhesh Sharma

President India
Join Our Team
Are you ready to take your career to the next level? At Vitraya technologies, we’re always on the lookout for passionate, talented, and driven individuals to join our growing team.